The only financing tailored for FedEx Ground ACQUISITIONS.
Need Funding For Your Fedex Business?
We Recognize the Contract Value and Potential
We Have Been There, Done That
We Don’t Steal Equity In Your Business
You Only Need 10% Down
We Don’t Require Personal Guarantees
Banks don't understand your business. Here's what they're missing.
Why Traditional Financing Fails FedEx Contractors
The FedEx Ground contractor ecosystem represents billions in asset value, but traditional lenders are blind to it. While your routes generate predictable cash flows and hold substantial value within the FedEx network, banks treat them as worthless paper. This fundamental misunderstanding creates a massive financing gap that leaves contractors with limited options.
The SBA Trap
Small Business Administration loans seem attractive at first glance, but hidden restrictions make them nearly impossible to use for growth. You're limited to $5 million total across all SBA loans, can't access additional liquidity beyond the loan amount, and banks require personal guarantees plus first position on all assets. Even worse, SBA restrictions prevent you from getting additional lines of credit or funding from other banks, severely limiting your operating capital and growth potential.
The Private Credit Problem
Private lenders charge 20% or higher rates and still demand personal guarantees on top of business collateral. They don't understand route valuations, can't help with deal negotiation support, and offer no operational expertise. You pay premium rates for basic capital with no strategic value.
Guarantee Requirements
Oftentimes, traditional lenders demand personal guarantees that put your family's assets at risk. Your personal residence, savings, and other assets are at risk if something happens to the business.
The Private Equity Dilemma
While private equity firms provide operational support, they take 30% or more of your company, and often replace management when things don't go according to their timeline that they don’t necessarily understand to begin with. You lose control of the business you've built while paying the highest cost of capital in the market.
We see what others miss: the true value of your routes and your expertise.
Finally, Financing That Understands FedEx
The FedEx Ground contractor ecosystem represents billions in asset value, but traditional lenders are blind to it. While your routes generate predictable cash flows and hold substantial value within the FedEx network, banks treat them as worthless paper. This fundamental misunderstanding creates a massive financing gap that leaves contractors with limited options.
Competitive Rates
At 12% - 16% financing, we offer significantly better rates than private credit (20%+) or private equity (30%+) while providing far more flexibility and expertise than restrictive loans.
Strategic Partnership
This isn't just capital. We bring deal negotiation support power, accurate route valuations, operational strategy, and default mitigation support. When you work with us, you're getting partners who can help you make better acquisition decisions and avoid costly mistakes. When challenges arise, we deploy our team to coach rather than simply calling the loan.
Growth-Focused Structure
Unlike SBA loans that restrict how you can use capital, our financing is designed to support your growth ambitions. Whether you're acquiring new routes, expanding operations, need more trucks, or need working capital, we structure deals that enable rather than constrain your business development.
Business Collateral Only
We don't need your house, your personal assets, or your family's financial security as collateral. Your FedEx routes and business assets provide sufficient security because we understand their true value within the FedEx ecosystem.
See how we stack up against your other options.
The Smart Alternative to Traditional Financing
When you compare financing options side by side, the choice becomes clear. While SBA loans offer lower rates, their hidden restrictions make them impractical for growth-minded contractors. Private credit and private equity charge premium rates while offering little strategic value. We provide the optimal balance of competitive rates, flexible terms, and industry expertise.
Four decades of FedEx industry experience working for you.
Proven Experts Who Know Your Business
Our leadership team isn't made up of traditional bankers who've never operated a route. We're FedEx industry veterans who have built, bought, sold, and operated within this ecosystem for over 40 years combined. We've seen the industry through economic cycles, regulatory changes, and major ups and downs like the pandemic. This experience translates directly into better decision-making for your financing needs.
John Abrams, MBA
Managing Partner
John combines advanced business education with extensive FedEx industry experience. His MBA background provides sophisticated financial analysis capabilities while his industry experience ensures practical application. John's leadership in deal structuring and strategic planning helps contractors make acquisition and expansion decisions that create long-term value rather than short-term cash flow problems.
Colton Kreth, MA
General Partner
Colton's advanced education in finance combined with deep FedEx industry knowledge makes him uniquely qualified to evaluate route values and structure appropriate financing. His analytical approach to risk assessment and financial modeling ensures our lending decisions are based on thorough understanding of both the financial metrics and operational realities of each contractor's business.
Eric Enloe, MBA
General Partner
Eric's MBA education and extensive industry experience provide crucial expertise in business development and strategic growth planning. His background helps contractors think beyond individual route acquisitions to build comprehensive growth strategies that maximize the value of their FedEx contractor businesses over time.
Randy Kurek
General Partner
Randy brings deep operational expertise from a decade of hands-on experience in the FedEx Ground contractor space. His background in building and scaling operations provides invaluable insight into the challenges contractors face and the strategies that drive success. Randy's operational perspective ensures our financing structures support real-world business needs rather than theoretical financial models.
We work with existing contractors who demonstrate excellence and growth potential.
Built for Serious Contractors
We're selective about our partnerships because we're investing in long-term relationships, not just individual transactions. Our qualification process evaluates both your current performance and your growth potential. We look for contractors who demonstrate operational excellence and have the vision and capability to scale their businesses strategically.
Operational ExcellencE
Safety
Record
Scalability
Driver Recruiting and Retention
Fleet
Management
Business Collateral
Financial
Capability
Coachability
Finally, a lender who understands your business and supports your growth.
The Financing Partner FedEx Contractors Have Been Waiting For
No Personal Guarantees
Your family's assets stay protected
Industry Expertise
40+ years of combined FedEx experience
Competitive Rates
12% - 16% vs 20%+ private alternatives
Strategic Support
Deal Negotiation Support, valuation,
& operational guidance
Growth Flexibility
Capital structured to enable expansion, not restrict it
Default Prevention
Proactive coaching to ensure success
Frequently Asked Questions
How is Linehaul Lending different from traditional banks?
Traditional banks don't understand FedEx routes and treat your valuable contracts as worthless paper. We're FedEx ground experts with 40+ years of combined experience who recognize the true asset value of your routes. While banks demand personal guarantees and offer no operational support, we provide business-only collateral financing plus strategic expertise in deal negotiation, route valuation, and operational guidance.
Why don't you require personal guarantees?
We don't need your house or personal assets as collateral because we understand the true value of FedEx routes within the ecosystem. Your business assets provide sufficient security when properly evaluated by industry experts. Traditional lenders require personal guarantees because they can't accurately assess FedEx route values - we can, so we don't need to put your family's financial security at risk.
What types of FedEx routes do you finance?
We finance FedEx Ground linehaul contractors that demonstrate operational excellence, strong safety records, and growth potential. This includes linehaul routes specifically. We focus on contractors who show scalability, professional fleet management, effective driver recruiting, and the coachability to benefit from our strategic partnership approach.
How quickly can you close on financing?
Depending on deal structure, route values, and borrower qualifications, we can usually close in as little as 2 weeks.
What ongoing support do you provide?
We're strategic partners, not just lenders. Our ongoing support includes deal negotiation assistance, route valuation expertise, operational coaching, and default prevention guidance. When challenges arise, we deploy our team as coaches rather than calling loans. We provide KPI monitoring, performance feedback, and strategic planning support to help ensure your long-term success.
How do you determine route values?
Our team has decades of experience buying, selling, and operating FedEx routes. We use comprehensive analysis including financial performance, market conditions, FedEx ecosystem factors, growth potential, and operational metrics that traditional lenders miss. Our valuations reflect the true asset value of routes within the FedEx network, not generic small business formulas that undervalue contractor operations.
What are your typical loan terms?
We offer 14% financing secured by business collateral only - no personal guarantees required. Terms are structured to support growth rather than restrict it, unlike bank loans with hidden limitations. Specific terms depend on route values, borrower qualifications, and deal structure, but our focus is creating sustainable partnerships that benefit both the contractor and our fund over the long term.
Do you work with first-time route buyers?
At this time, we want to work with existing contractors with current operations we can use to collateralize. Since a first-time route buyer will not have additional linehaul business, we aren’t willing to lend to them at this time.
What is the reason for the range in interest rates?
How linehaul lending determines the interest rate will be the size of down payment, make up of desired acquisition, and the borrower profile.
